If your business serves alcohol—whether it’s beer, wine, cocktails, or champagne at special events—it’s essential to consider the risks involved.
What Is Liquor Liability Insurance?
Liquor liability coverage helps pay for legal fees, settlements, and damages if someone you serve alcohol to causes injury or damage. Whether you’re running a neighborhood bar, a trendy restaurant, a wedding venue, or hosting a one-night event, you could be held responsible if an intoxicated guest causes a problem after leaving your property.
Who Needs It?
If you’re serving alcohol, even occasionally, liquor liability insurance should be on your checklist. That includes:
• Bars, restaurants & nightclubs
• Breweries & wineries
• Caterers & event planners
• Retail stores that sell alcohol
• Private events with alcohol service
Why It Matters
Here in Ohio (and many other states), businesses can be legally liable under “Dram Shop” laws if someone they served causes an accident or injury. One unexpected incident can lead to costly lawsuits or even the loss of your liquor license.
We’ve Got You Covered
Need help selecting the right policy? Our experienced team is here to guide you toward the coverage that fits your needs and budget—so you can move forward with confidence.