Wednesday, April 2, 2025Technically speaking, no home requires insurance. That is, home insurance is not legally mandated, as is the case with car insurance. If you want to live in a home without protection, that is your prerogative. You will have to cover major damages and liability claims and lawsuits out of pocket this way, but you are legally allowed to do that. READ MORE >>
Tuesday, March 4, 2025Your home should be a safe environment. However, even the smallest problems could lead to injuries or property damage. It might force you to make a claim on your homeowners insurance. Or, third parties might even have grounds to file a liability claim on your home insurance. READ MORE >>
Saturday, February 1, 2025When determining your home insurance premium, insurance companies look at many factors. One of them is weather. Here in Ohio, our home insurance risks are significantly different than those homeowners in Florida or Oklahoma. The risk of damage to your home is always based on your property specifically. READ MORE >>
Monday, January 6, 2025When looking to upgrade your home, you are usually concerned with how it will affect your home insurance rates—with good reason. Upgrades to your home often increases its replacement cost value, which can influence how much home insurance you need and how much you pay for it. READ MORE >>
Monday, December 9, 2024Home invasions involve a criminal entering your residence when you are home—typically on the weekend or at night. Far more dangerous than a typical burglary, these intruders aren’t stopped by alarm systems, door locks or barred windows. They will do whatever they can to enter a home and take full control. READ MORE >>
Sunday, October 27, 2024In today’s world, one-size-fits-all solutions are becoming a thing of the past, and home insurance is no exception. Personalized coverage is the new frontier, offering homeowners tailored protection that meets their unique needs and circumstances. READ MORE >>
Monday, June 24, 2024For many people, purchasing a home is one of the most expensive and significant investments they’ll ever make. While achieving homeownership can be an exciting milestone, it also incurs extensive responsibility, as owners must account for risks and exposures regarding their new property. READ MORE >>
Sunday, February 11, 2024Is cleaning your gutter on your annual to-do list? If not, it should be. Many homeowners do not clean their gutters each year. They overlook this important task. Here are some reasons that gutter cleaning is necessary and should be given priority in your home. Water will be Trapped READ MORE >>
Wednesday, September 20, 2023The more you know about home insurance, the better equipped you'll be to navigate it. Here are five things you might not know on the subject: 1. Some dog breeds raise your premiums more than others. Dog bites tend to cost insurance companies around $30,000 on average. READ MORE >>
Thursday, June 15, 2023Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning it. READ MORE >>
|
Blog Archive
2025
2024
2023
2022
2021
2020
|