Auto Insurance in Columbus OH, Cleveland OH, and Cincinnati OH
At ProtectAll Insurance, our agents are dedicated to helping you protect your vehicle from the unexpected accidents in life. Even the most careful drivers may end up in an accident an average of three times in their life. Before that happens, make sure your car insurance policy is affordable and tailored for your needs.
How Much Auto Insurance Do I Need?
Every state has its own laws regarding auto insurance. In Ohio, the legal requirements for drivers include:
$25,000 in bodily injury liability per person
$50,000 in bodily injury liability per two or more people
$25,000 in property damage liability
Liability insurance is not the only coverage you need, however. A full coverage car insurance policy is often recommended for drivers in Ohio.
Auto Insurance Coverages We Offer
A full coverage car insurance policy through ProtectALL Insurance may include:
Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle due to fire, wind, hail, lightning, smoke, falling objects, theft, vandalism and other incidents not including collision.
Collision Coverage: Collision coverage provides compensation for damages to your vehicle due to a collision with another vehicle or object.
Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
Medical Payments Coverage: Medical payments coverage provides compensation for you and your passengers’ injuries after an accident, no matter who caused the accident.
Uninsured/Underinsured Motorist: This insurance covers expenses related to an accident involving a driver not carrying insurance.
If you have any questions about the coverage on your auto insurance policy, call ProtectALL Insurance today.
How Much is Car Insurance?
The cost of car insurance varies significantly depending on several factors, including your age, gender, location, credit score, driving record and more. Fill out an online quote form to find out how much you can save on car insurance.
Protect Your Car with ProtectALL Insurance
Get a car insurance quote today to protect your vehicle at an affordable price. Call ProtectALL Insurance at 1-833-PROTECT or fill out an online quote form to get started.
Common Auto Insurance Questions
How Far Back Do Auto Insurance Companies Look?
In general, car insurance providers look back around five years on your driving record. Keep in mind that certain violations may stay on your vehicle for a long time. A single accident may last on your record for three years while a DUI could remain for up to ten years.
How Often is Car Insurance Paid?
Most car insurance policies are paid monthly, though some insurers offer the option for annual payments.
How Do Auto Insurance Deductibles Work?
A car insurance deductible is the amount you will pay out of pocket after an accident before you can receive compensation. The higher deductible, the lower your insurance premiums, but this also means paying more out of pocket after an accident.
How Does Auto Insurance Work After an Accident?
When you have to file an auto insurance claim, an underwriter from the insurer will investigate the damage. If the claim is approved, you will receive compensation based on your policy and the damages.
How Often Do Car Insurance Prices Change?
Car insurance premiums may change every year, but other factors can cause your premiums to change at any time. An accident, for example, can change your premiums almost immediately.