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Home > Builders Risk Insurance in Columbus OH, Cleveland OH and Cincinnati OH

Builders Risk Insurance in Columbus OH, Cleveland OH and Cincinnati OH

Contractors must have sufficient insurance coverage to help safeguard their commercial assets and current construction projects. Builders risk insurance can help provide assistance if property damage occurs during a construction project.  

If you need a builders risk insurance policy, the team at ProtectALL Insurance may be able to help. Give us a call today to discuss your commercial insurance needs. We’re here to help you protect your business against the risks you may face.  

What Is Builders Risk Insurance?  

Builders risk insurance is a specialized type of temporary property insurance that helps protect buildings and structures under construction. These policies may protect project owners, general contractors and subcontractors against direct physical loss or damage to covered property. 

It’s important to note there is no standard form of builders risk insurance, which means that policies can vary in design among insurers. Talk to your ProtectALL Insurance agent to learn more about what this means for you and what a policy might look like for your business.   

What Is Covered By a Builders Risk Policy?  


Because there is not a standard builders risk policy, what’s covered under a policy can vary significantly from insurer to insurer. Coverage may include the following: 

  • New construction insurance pertains to new construction projects and can apply from the moment you start your work on the property until you complete the project.

  • Remodeling insurance covers damage that occurs to a property that is undergoing renovation. If you are revamping a master suite, for instance, this coverage can assist you during the process.

  • Installation insurance covers property before it gets installed into a permanent place. For example, if a contractor stores material at a job site, and the materials they plan to use are stolen or damaged, this coverage will pay for recovery costs.


In addition, some builders risk insurance policies also offer premises liability insurance. This coverage can help pay for bodily injuries or property damage that you may negligently inflict upon third parties throughout construction—including job site visitors. Keep in mind that other types of liability coverage within your greater commercial insurance portfolio may also be able to provide such protection.  

How Much Does Builders Risk Insurance Cost?  

The cost of your builder’s risk insurance policy will vary based on your specific needs. Your ProtectALL agent can walk you through policy quotes based on your business’s needs. Contact us today to learn more.  

Contact Us Today 

If you’re in the market for a builders risk policy, call the team at ProtectALL Insurance to see what we may be able to offer you. We can help ensure you have the coverage you need to protect against the risks you may face. 


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Dublin Office 545 Metro Place South, Suite 250 
Dublin, OH 43017

Ph: 1-833-PROTECT
info@ProtectALLinsurance.com
 
Cleveland Office 6105 Parkland Blvd, Suite 160
Mayfield Heights, OH 44124

Ph: 1-833-PROTECT
info@ProtectALLinsurance.com

  
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