Business & Commercial Insurance in Columbus OH, Cleveland OH and Cincinnati OH
A business is hard work. It takes time, resources and dedication to bring an idea to life, and even more to start making money. You want to protect all of that time and investment by carrying a business insurance policy you can trust to cover your assets.
ProtectALL Insurance workers with multiple top carriers to find business owners like you tailored insurance policies at an affordable price. We will work with you every step of the way to ensure that you protect your business as much as possible at a price you like.
What Does Small Business Insurance Cover?
Contrary to popular belief, small businesses have a lot to lose when it comes to operation. Thankfully, there are several types of insurances available to cover small businesses. One of the most common policies for a small business to carry is a business owners policy. This policy combines general liability and commercial property coverage into one adjustable and affordable policy for small businesses.
General liability insurance covers bodily injury, property damage, and personal and advertising injury. For example, if someone is hurt on your business’ property, general liability insurance will help pay for their medical bills and protect your business in case the victim decides to sue. Personal and advertising injury includes coverage for claims concerning libel, slander, wrongful conviction, malicious persecution, copyright infringement and more.
Commercial property insurance covers the physical property owned by the business. This can be a physical office building or space as well as its contents. Business owners may receive compensation from this insurance if the business’ property is lost or damaged due to fire, wind, hail, lightning, theft, vandalism and more.
Commercial Auto Insurance
Commercial auto insurance cover vehicles owned or used by a business for work purposes. Most of the time, a personal auto insurance policy won’t cover vehicles that are owned by a business. Commercial auto insurance provides a lot of the same coverage as personal auto insurance for commercial vehicles, such as comprehensive coverage, collision coverage, liability, medical payments and uninsured/underinsured motorist coverage.
Be sure to ask a ProtectALL Insurance agent about additional coverages available to you.
Protect Your Business with ProtectALL
At ProtectALL Insurance, we will help you tailor a policy specifically fit for your industry and budget. Call us at 833-377-6832 or fill out an online quote form to get started.
Common Business Insurance Questions
Why is Insurance Important for a Business?
Most businesses fail in the first five years of operations due to a lack of funds. A single disaster or accident could land your business in hot water or even send it under completely. Business insurance is designed to help with some of that financial burden so you can get back to operations as soon as possible.
How Much Does Business Insurance Cost?
The cost of business insurance varies widely depending on the policy type, coverage limits, industry, location and more. Fill out an to find out how much you can save on business insurance.
Does Business Insurance Protect Against the Coronavirus (COVID-19)?
Business interruption insurance, which often comes as part of a business owners policy, can protect your business against loss income due to a disaster or government mandate. If you are unable to operate normally, business interruption insurance can help replace some of your lost expected income.
How Do You Get Business Insurance?
How many Employees Do You Need for Small Business Health Insurance?
On average, small businesses need at least two employees to qualify for small group health insurance.